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The Person to Person Remittance Opportunity
In the last year, people across the world have sent money to one another using various channels bringing the worldwide remittance market to over $328B in 2008. The Indian remittance market alone is worth over $50B. While there are a few international remittance solutions in the market, domestic person-to-person money transfer still largely depends on access to an existing banking system.
Mobile Money Transfer
Mobile based remittances can offer:
  • Better customer experience through notification alerts
  • Instant gratification
  • High frequency low value (new target audience)
  • Lower fees to customers for sending money
  • Process and customer improvement 
  • Increased customer loyalty
  • Lower cost of “cash out”
PayMate mobile money transfer solutions are designed to make remittance via mobile accessible for both banked and unbanked customers:
Account-to-Account
PayMate enables inter and intra bank money transfer allowing users to transfer funds from one bank account to another instantly via the mobile phone.
Person-to-Person
PayMate facilitates both domestic and international person to person remittances enabling unbanked and under-banked customers to send & receive money via mobile phones where transfers can be initiated from the phone or at convenient agent/retail locations.
Money Transfer Process
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  1. Safe - Secure way of money transferring money, protected by banking grade security
  2. Convenient: Flexible timings compared to banks and post offices, open on weekends and after office hours.
  3. Speed: Send & receive money within minutes. Receive confirmation directly on your mobile.
  4. Distribution & reach: Available at convenient agent/retail locations across geographies.

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Patent No.219427 Copyright© 2011 PayMate All rights Reserved
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